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Let’s verify your identitydashboard

We partnered with a free service called ID.me to verify your identity, so that your personal information stays safe.

ID.me is used by 28 million users, including healthcare organizations, federal and state government agencies, and financial institutions.

Creating an account takes just a couple of minutes.

You’ll need your driver’s license so we can show you what your insurance company sees – your driving record and any claims.
And not to worry – this won’t have any impact on your credit score or record.


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Let’s verify your identitydashboard

We partnered with a free service called ID.me to verify your identity, so that your personal information stays safe.

ID.me is used by 28 million users, including healthcare organizations, federal and state government agencies, and financial institutions.

Creating an account takes just a couple of minutes.

You’ll need your driver’s license so we can show you what your insurance company sees – your driving record and any claims.
And not to worry – this won’t have any impact on your credit score or record.


Ready?

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Should I File a Claim?

Okay, so you got a little door ding or something minor on your car. Whether it was your fault or a UFO attack, should you file a claim with your insurance company or pay to fix it yourself? It could cost you more in the long run if you go through your insurance.
Take our quiz below and see if you should file a claim or not.

Step 1 of 6

16%
Was there another person or another person’s property involved?(Required)
This counts if you had someone else in your car, too.
Have you filed another claim in the past 3-5 years?(Required)

Here’s what we think you should do:

FILE A CLAIM

It’s most likely that you should file a claim with your insurance company for this one.


See what information your insurance company has on you.

SEE MY PROFILE
Is it a cracked windshield only?(Required)
Do you have accident forgiveness on your current policy?(Required)
(If you don’t know, can create a Semo account to find out)

FILE A CLAIM

If you don’t know, Sign In to Find Out

FILE A CLAIM

If you don’t know, Sign in to Find Out

Is the damage major?(Required)
Yes - e.g. multiple parts of car damaged, airbags deployed, multiple dents from hail, etc.) Have you filed a claim before? No - (e.g. scratches, fender bender, small dent)

DO NOT FILE CLAIM

Shop for repair quotes first

How big is the damage?(Required)
More than 6 Inches - Does your windshield have special sensors ( e,g , lane shift monitor)?

DO NOT FILE CLAIM

You may be able to get the crack patched at a low cost! Contact a repair shop for a quote.

Have you filed a claim before?(Required)

Maybe, depending on how many claims you have.

Login Now to Find Out

FILE A CLAIM

If you don’t know, Sign in to Find Out

Are you looking for an OEM (Original Equipment Manufacturer) replacement?(Required)
For example, if you have a Toyota, Toyota would be the OEM.

Here’s what we think you should do:

FILE A CLAIM

It’s most likely that you should file a claim with your insurance company for this one.


See what information your insurance company has on you.

SEE MY PROFILE

FILE A CLAIM

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