Safely Track Your Data
You decide if you want to share.
Your insurance company wants you to download an app to track your driving – should you do it?
We can help you figure it out
1
Download Semo’s app
2
Drive as you normally would
3
Review your driving habits
In just a few weeks, you’ll learn a lot about your driving patterns. You may be pleasantly surprised. Or you may want to rethink sharing this data with your auto insurance company. Don’t share before you’re sure you’ll be saving!
Get texted a link to download today
Introducing Semo Drive. Your insurance company may tell you their driver tracking app could save you BIG money on your insurance premiums – but if your driving habits aren’t as good as you think they are, you may end up with more expensive rates! Good news. You have a better option.
The only way to know if you could save money with a driving tracking app is to see the data the insurance company would see. And the only way to get that is with Semo Drive. It works just like the tracking apps your insurers use – but the data is for your eyes only!
Then, if it makes sense to use your insurance company’s app, you can sign up and save. But if your results are less than stellar (hey, no judging), then you’ll know not to sign up for their app.
When you’re done, just remove the app! No penalties, no spam.




Semo Drive App – available for Apple and Android
Driver tracking apps can tell you:
- Do I speed too often? Even a little over the posted speed limit will be caught by these apps!
- How’s my braking and cornering? If it’s been a while since driver’s ed, you might not think about these factors – but your insurance company does!
- How often and what time of day you drive – these can have a surprising impact on your risk level!
- Most importantly: Am I a distracted driver? Having an app on your phone shows exactly how often you’re using your phone while you’re in the driver’s seat and helps keep you safer.
FAQ
How long do I need to use this app?
We recommend running the app in the background for at least 2 weeks to get a good “profile” of how you drive. You can then decide you’re a great driver who doesn’t need it – or keep running the app and see if you can improve your score and get those deep discounts the insurance companies are advertising! There’s no penalty for how little or much you use the app.
What kind of access does this app require?
When you provide your phone number, you will be texted a link to download the app. Then, you just have to drive. Unlike some trackers, there is no equipment to attach to your car. The app itself works similar to map apps, and you will have to allow location tracking within the app.
What’s the catch?
When something is both helpful AND free, the next thought is usually “what do they get out of it?” Fortunately, Semo is here for you, not the insurance carriers. After years of experience working in the insurance industry, we realized there was a big gap – no one was working on behalf of drivers! Our company started with the mission to take the mystery out of policies and rates. Now, driving behavior apps are adding to the ‘mystery’ by giving insurance companies another key to your data. You’ll find no catches here, no spam, and no selling your information. Your data is for your eyes only.
Who is this app for?
Literally anyone who drives! Even the most experienced driver can learn how those built in tricks they’ve been using for years could be seen by insurance companies, while younger drivers can see how the “mini mistakes” they’re making can really cost them.
What Our Customers Are Saying
Wondering if I would be a good candidate for insurance based on my driving habits, I downloaded the Semo app. I’m glad I did before signing up for any insurance policies that track my driving. The free scoring showed me behavior based insurance might not be the right option for me as I didn’t score well in the high speed, sudden braking, and distracted driving categories.
– Sarah S

Am I really as good
a driver as I think I am?
Download the app. Drive like normal. See if you can save.
Enter your phone number, and we’ll send you a download link for Semo Drive. Your phone number will only be used to text you this download link. No spam here!