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We partnered with a free service called ID.me to verify your identity, so that your personal information stays safe.

ID.me is used by 28 million users, including healthcare organizations, federal and state government agencies, and financial institutions.

Creating an account takes just a couple of minutes.

You’ll need your driver’s license so we can show you what your insurance company sees – your driving record and any claims.
And not to worry – this won’t have any impact on your credit score or record.


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ID.me + Semo Logo


Let’s verify your identitydashboard

We partnered with a free service called ID.me to verify your identity, so that your personal information stays safe.

ID.me is used by 28 million users, including healthcare organizations, federal and state government agencies, and financial institutions.

Creating an account takes just a couple of minutes.

You’ll need your driver’s license so we can show you what your insurance company sees – your driving record and any claims.
And not to worry – this won’t have any impact on your credit score or record.


Ready?

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Shifting the power from insurance companies to drivers.

Insurance companies decide what you pay for auto insurance and what kind of insurance you can get based on YOUR data. Take back control of your data and learn how you can improve your score, your standing and your rates.

SEE MY SCORE

IT’S YOUR DATA-OWN IT BY KNOWING IT

When you fill out an application for insurance, insurance companies use your information to decide how much you’ll pay each month for insurance.

It’s all real information that insurance companies keep secret from you – even though it’s your data! Shouldn’t you know it too?

When you create your secure SEMO profile, we show you what insurance companies know about you. We won’t share this info with anyone but you, pulling it doesn’t hurt your credit score, and won’t spam you with calls or emails.

It’s simply your own data with personalized advice and
recommendations to show you why your quotes are what they are, and how to improve them.

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How SEMO works – simply

When you set up your profile, we go to work for you. First, we get your personal data, and share it with you. You’ll see how insurers see you, and you’ll get a score. We call it your Semo Score.

Next, we teach you about the factors that make your score—and your price— go higher or lower. We find insights in your data and give you tools to help you make better decisions about your insurance.

This helps you improve your score and save money. Simple!

See My Profile

What you get with Semo


The Inside Track

We show you your score & the secrets to insurance rates so you can get better protection at better prices.

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Calculate My Savings

Once you have your semo score, we show you what you can change – and how much it could save you!

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Shop Rates Securely

No spam, no data reselling, no foolin. Compare plans and rates within your secure profile – buy what you want, when you want.

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Free DMV Reports

Easy, free access to one of the key data points insurance companies use to judge you. We make it this easy, because it should be this easy!

Learn More

NEW: Semo Drive

Could driver tracking actually lower your rates? Use our secure app to see if you’re as good a driver as you think you are before downloading an app from your insurer.

Learn More

Should I File a Claim? Quiz

Do you know when NOT to file a claim? Make sure you know whether it will help or hurt you in the long run. After all, your claims history is a big part of what determines what you pay for car insurance premiums!

Take the quiz!

I was always confused about why my insurance rate was what it was. Seeing my data in an easy way made it become more important. Now I really understand what it means.

– Ted Campbell, TX

When it comes to your insurance,
we’re putting you in control.

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Semo helps consumers see and understand their insurance, what’s driving their premiums up, how to bring them down, and get the right protection with the right insurer at the best rate.

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